Please read these Conditions of Use carefully. By accessing this web site you agree to be bound by these Conditions of Use. If you do not agree do not access this site. Policystream Ltd Terms and Condition of Site has the following sections: Content Access to the Site No Damage Arising from Use Alterations Links to Other Sites Internet E-Mail Copyright Trade Marks Privacy Policy Force Majeure Applicable Law
	A. Content Policystream Ltd and/or any of its subsidiaries or subsidiary undertakings is providing this site on an "as is" basis and makes no representations or warranties of any kind with respect to this site or its contents and disclaims all such representations and warranties. In addition, Policystream Ltd makes no representations or warranties about the accuracy, completeness, or suitability for any purpose of the information and related graphics published in this site. The information contained in this site may contain technical inaccuracies or typographical errors. All liability of Policystream Ltd howsoever arising (whether in contract, tort or negligence) for any such inaccuracies or errors is expressly excluded to the fullest extent permitted by law. This web site is operated and maintained in the United Kingdom and is therefore published from a UK perspective. Policystream Ltd is not publishing the web site for use in any jurisdiction where such publication or use is unlawful.
	B. Access to the Site Policystream Ltd will use reasonable efforts to make our site and its content available to users, however we do not warrant or represent that access to this site will be uninterrupted, reliable or fault free. We reserve the right in our sole discretion to deny users access to our site or any part of it without notice and to decline to provide the service to any user that is in breach of these conditions.
	C. No Damage Arising from Use To the fullest extent permitted by law neither Policystream Ltd nor any of its directors, employees, contractors or agents will be liable for damages arising out of or in connection with the use of this site, the information contained in it or the unavailability of the site or its content. This is a comprehensive limitation of liability that applies to all damages of any kind, including (without limitation) compensatory, direct, indirect or consequential damages, loss of data, loss of income or profit, loss of or damage to property and third party claims, save that nothing shall exclude or restrict liability for death or personal injury resulting from the negligence of Policystream Ltd, its directors, employees, contractors or agents.
	D. Alterations Policystream Ltd reserves the right at any time without notice to revise the contents of this site including these Conditions. Any changes to these Conditions will be posted on this site and by continuing to use this site following any such change you will signify that you agree to be bound by the revised Conditions.
	E. Links to Other Sites Certain links, including hypertext links, in this site may lead you to web sites or pages that are not under the control of Policystream Ltd. Links are provided for convenience and inclusion of any link does not imply endorsements in any way of the site to which it links. Links to sites containing downloadable software are provided for your convenience. Policystream Ltd are not responsible for any difficulties you may have downloading the software or the consequences of doing so. Please remember that use of any software which you download may be governed by a licence agreement.
	F. Internet E-Mail Messages sent over the Internet cannot be guaranteed to be completely secure as they can be intercepted, lost or corrupted. Policystream Ltd are therefore not responsible for the accuracy of any messages sent by e-mail over the Internet - whether from us to you or from you to us.
	G. Copyright All rights in the design, text, graphics and other materials on the site and the selection or arrangement thereof are the copyright of Policystream Ltd or other third parties. Permission is granted to copy electronically and print in hard copy portions of this site solely for your own personal use. Any other use of materials on this site, (including reproduction for purposes other than those noted above and alteration, modification, distribution, or publication), without the prior written permission of Policystream Ltd is strictly prohibited. In particular, you cannot use a part of our site on any other website or provide a link to our site without our written permission.
	H. Trade Marks The Policystream Ltd logos and website address are owned by Policystream Ltd. All other trade marks, product names and company names or logos cited herein are the property of Policystream Ltd or their respective owners. No permission is given by Policystream Ltd in respect of the use of any such trade marks, get-up, product names, company names, logos or titles and such use may constitute an infringement of the holder's rights.
	I. Privacy Policy You agree to the use of any personal data we may hold on you in accordance with the terms of our Privacy Policy.
	J. Force Majeure Policystream Ltd shall not be liable to users for any breach of these conditions of use or any failure to provide or delay in providing our services through our site resulting from any event or circumstance beyond our reasonable control including, without limitation, strikes, lock outs and other industrial disputes, breakdown of systems or network access, fire explosion or accident.
	K. Applicable Law These conditions shall be governed and construed in accordance with English Law and any disputes shall fall within the exclusive jurisdiction of the English Courts. If any provision of these disclaimers and exclusions shall be unlawful, void or for any reason unenforceable then that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.